I was thinking we could bake cupcakes and take them to the local restaurant and sell them through them.  Then I found out we couldn’t do that.  Not legally anyway.  And since I don’t think I would do well in jail, I don’t think I want to do anything that will land me there. 

Then someone got the idea that we could have a road stand like the Amish do.  I could go and order one of those fancy Display Banner Stands that you can see from the road.  Attract all kinds of attention.  We’d sell all kids of goodies that way!! Only I have a busy summer schedule with camps in and it gets a bit chilly in the fall and winter in good ol’ Michigan.  I don’t think a road stand would be very practical come to think of it.

What I really need is a shop.  A little downtown shop.  That’s what I need.  But then you’ve got all that overhead.  Insurance and electric and gas and ugh! I’m getting a headache just thinking about it! So for now, I’ll just stick with what I’m doing and I’ll make cupcakes and candy in my little home kitchen and I’ll enjoy it!! Cause I’m happy and Blessed!

On the other hand, sometimes you don’t want to buy cheaper jewelry.  My husband bought me one of those pretty mother rings from a local retail store and the stones kept falling out.  We kept taking it back and they kept replacing them.  They didn’t give us any problems about replacing them, but finally I just returned it and got my money back.  But for the record, The ring wasn’t that cheap! We spent the same amount you would anywhere else you would buy the same ring! (Okay, maybe not quite as much, but still)…

The point is, some things (flour, sugar, butter, some soups, some jewelry, some pasta, napkins,  etc,) you can buy random inexpensive brands or whatever happens to be on sale at the store when you are there. Other things (chocolate, cream soups, certain pastas, eggs, lunch meats, etc) you have certain brands that you buy because they are known to produce a good quality product!

Thanks for stopping by, Catch Ya Later!

Aaanywho…

They are having a giveaway over at JOTS and it’s a DOOZY!! A fabulous$250 gift card!! Just in time for CHRISTMAS!! Great timing if you ask me people!! Head over there and check it out my friend, CHECK.IT.OUT.

You’re Welcome!

Peace Out…

I made these beauties the other day…

and these, they are actually the same cupcakes, just done a lil’ differently

and I have these pinned on Pinterest to try someday…

Corn on the cob cupcakes (are these not the CUTEST?!?!)

Cookies and cream cupcakes (these are actually on the Jo-Lyn’s menu)

I am making these pumpkin cream cheese muffins for sunday school in a couple weeks…

These are super cute! I am using the picture for reference, in case I ever do a “themed” cupcake order.

Anyway, that’s what’s going on here, What’s going on with you friends? Anything new and exciting? I have three “jobs” lined up so far for my budding little biznezz.

I am trying to remember to go slow and not get ahead of myself and my husband is trying to be patient with me because I am an all-or-nothing, full-speed-ahead, head-strong kinda girl.  Bless his heart.  I want everything RIGHT NOW.  Like yesterday or before, please and thank you.

So, yeah it’s going to be interesting all up in and around here til things get settled with this whole business thing.  We have no extra money to start an at-home business.  But don’t be worrying your pretty little heads about that.  That won’t stop me, it never has (sarcasm).  God is good and if this is s’posed to happen, it will and if it’s not, it won’t!  That is how I look at it!

I would love it if someone would come along and want to invest in my little cupcake biznezz, but I don’t know any rich people or even any comfortably well-off people…sigh.  So, we will this the old fashioned way.  A little sweat, a little blood (hopefully not in the cupcakes ) a little hard work, a lot  of prayer and we’ll get there!!

Well, I am off to go clean something, or bake something, or take a nap… 

Til we meet again…

That might not sound like a lot to most people but when you rely on support checks every month to pay your bills and you are only at about 10%, that’s a lot…

And since I don’t want to be without a wedding ring, I have been looking at getting a simple titanium wedding band.  Nothing, extravagant, obviously, but it would have to make a statement, cause, after all, I am ME!

So, how about it? What would you do if you were this close to being debt free??

I know some people have the mentality that “Hey, I have the money, why not spend it?”  Um, NO!!  That is not me! I am all for saving money anywhere and everywhere I can.

So, when I asked a friend of mine, “where can I find the latest laptops?” He told me about looking on some of the top online  sites.  So, of course, I got right online and looked and sure enough, I found lots of them, and for some pretty good prices.  So, if you are in the market for a laptop, just follow the link!!  I think they probably have what you’re looking for!

You’re Welcome! And as always…

They say, “I thought about YOU when I bought this gift.”   It’s all fine and good to buy someone a random gift and I’m all for the gift card.  There is a  time and a place for every gift.  but a personalized gift is just…..special.

I like to peruse this one site where you find different kinds of gifts.  Everything from personal retirement gift ideas to baby gifts.  They have shirts, mugs, golf balls, a little of this and a  little of that, it’s great.

Hey! Maybe I’ll find something for the boy for his birthday there!!  

Now I have no idea what goes into credit card factoring. Do they blood type you and find out what your favorite tooth paste is or what? It just makes me laugh the hoops and red tape you have go through, whether it’s credit cards or loans or whatever it is…

Okay, I’m done complaining, Carry on….

I always thought I wanted to be a nurse or a teacher. Growing up, I often thought that’s what I wanted to do.  Friends of mine worked as CNAs and worked their way up to working in Dr.’s offices or hospitals and are now making good money.  I could never get past the adult diapers.

It’s the darnedest thing.  I can handle blood and guts, but not adult “waste”.  I don’t know what it is.  I used to babysit as a teenager and young adult.  Once a child hit like 3, they had to be potty trained or I couldn’t handle it.  I couldn’t change their diaper if they were older.  I guess I’m weird.

I don’t handle vomit well, either.  The smell gets me every time.  And don’t even let me see it or it’s all over. So the medical field was pretty much out of the question for me, unless I wanted to go into surgery or something, which wasn’t going to happen.

But anyway, I am blessed to be where I am, doing what I do.  Even if I don’t make big bucks doing it! All my treasures are being laid up in heaven!!  

Read what this lady had to say about the title loans charlotte, NC area. “I didn’t even have to leave my home, and my loan was funded the next day.”

Now, that’s what I call service! I always thought you had to go in and sit in a stuffy office that was about 85° and 3 foot x 3 foot square.  With some punk kid just outta college who has no clue what life is even about who’s got bad breath and zits, asking you questions about where you spend your money and why and whether you’d be willing to sell your children if it came down to it.

OK, obviously this is a sensitive subject for me….so, carry on…. 

And I guess, they do hold some value, so it’s not like your  throwing your money away or anything.  Looking online, I was kind of surprised to find that you can spend a lot of money of coins, though!! For example, you can buy 100 uncirculated morgan dollars, all dated before 1904, for just over $5,000.00.

To me, that’s a bit much.  But maybe that’s right up some one’s alley, who knows??  What do you think??

This is mostly because they are using credit cards they already had before they lost their jobs.  But if you think about it.  Using a credit card when you don’t have the means to pay if off isn’t really a smart thing to do , now is it?

But, some people don’t think about that before they do it, they figure eventually they will find a job and they will be able to pay it off….

This is the problem with that kind of thinking folks…what they don’t take into consideration is that the higher your total gets, the higher the interest is and the higher  minimum payment is! See, where I’m going with this?? It means you OWE.MORE.MONEY.

And if you don’t have a job, how are you going to pay more money? You aren’t! And then you are going to have collection agencies calling you all hours of the day and night wanting your car, your house, your children and basically everything and anything not nailed down.

So, my advice to you is, if you don’t have the money in the bank right now to pay the credit card bill, don’t charge it!!  It is a really bad habit to get into to to swipe that card and just say “charge it” and worry about paying for it some other time, it will get you into a LOT of trouble!!  Be responsible with what God has blessed you with!!